1. Introduction

By accessing, registering, or purchasing any course from Trade Guru Academy (“the Company”, “we”, “us”, “our”), you agree to be bound by these Terms & Conditions. If you do not agree with any part of these terms, you must not use our website, services, or courses.

2. Educational Purpose Only (Important)

All courses, demo sessions, live market sessions, recorded videos, materials, and discussions provided by Trade Guru Academy are strictly for educational purposes only.

We do not provide investment advice, portfolio management services, stock tips, or personalized financial recommendations.
Nothing offered by us should be considered as a recommendation to buy, sell, or hold any financial instrument.

3. No Guarantee of Profit or Returns

Stock market trading involves risk.
We do not guarantee any profits, fixed returns, or success from using our courses, strategies, or methods.

Past performance examples shown during training do not guarantee future results.
Any profit or loss incurred by the learner is entirely their own responsibility.

4. Not an Investment Advisory Service

Trade Guru Academy is not registered as an investment advisor, research analyst, or portfolio manager with SEBI or any other regulatory authority.

Our role is limited to education and skill development only.
Users must consult a SEBI-registered financial advisor before making any real-money investment decisions.

5. Live Market & Practical Sessions

Live market sessions conducted during stock market hours are for demonstration and educational explanation only.

Trades discussed or charts analyzed during live sessions are:

• For learning purposes
• Not trading calls
• Not recommendations

Users should not blindly replicate any trades shown during live sessions.

6. User Responsibility

By enrolling in any course, you acknowledge that:

• Trading involves substantial risk
• You are solely responsible for your trading decisions
• You will trade only with capital you can afford to lose

Trade Guru Academy shall not be held responsible for any financial losses, damages, or consequences arising from the use of our educational content.

7. Course Access & Usage

• Course access is provided only to the registered user
• Sharing login credentials or course content is strictly prohibited
• Unauthorized distribution, recording, or resale of course material is not allowed

Violation may result in suspension or termination of access without refund.

8. Payments, Fees & Refunds

All payments made for registration fees, courses, or services are subject to the pricing displayed at the time of purchase.

Unless explicitly stated:

• Fees are non-refundable
• No guarantees of course completion or results are provided

Refunds, if applicable, will follow the platform’s refund policy.

9. Intellectual Property

All course content, videos, logos, text, graphics, and materials are the intellectual property of Trade Guru Academy.

You may not copy, modify, distribute, or reproduce any content without written permission.

10. Platform Availability

We strive to keep our website and services available at all times. However, we are not responsible for:

• Technical issues
• Server downtime
• Internet connectivity problems
• Third-party service interruptions (Zoom, Google Meet, hosting, etc.)

11. Limitation of Liability

Trade Guru Academy shall not be liable for any:

• Direct or indirect financial losses
• Trading losses
• Emotional or psychological stress
• Business or income loss

arising from the use of our website, courses, or educational content.

12. Modification of Terms

We reserve the right to modify or update these Terms & Conditions at any time without prior notice.
Continued use of our services after changes implies acceptance of the updated terms.

13. Governing Law

These Terms & Conditions shall be governed and interpreted in accordance with the laws of India.
Any disputes shall be subject to the jurisdiction of Indian courts only.

14. Contact Information

For any questions regarding these Terms & Conditions, users may contact us through the official communication channels mentioned on our website.